Email: fkeith@keithlawyers.com | Direct Line: 859.292.2468 | Fax: 859.261.6882 | Cell: 513.259.6299 Fred is a licensed attorney in Ohio and Kentucky and a certified public accountant in Kentucky. He provides sophisticated tax, business, healthcare and estate planning services to individuals and closely held businesses. He has experience in the tax department of an international accounting firm and as a partner with a large Cincinnati law firm. Fred uses his legal, tax and accounting experience to assist clients with a wide variety of business issues. He also has extensive experience dealing with business transactions, including mergers, acquisitions, divestitures and reorganizations, and Section 1031 real estate like-kind exchanges. In addition, Fred has a detailed knowledge of estate planning, probate and the inter-generational transfer of assets developed over many years of service to high net worth individuals. Fred assists physicians, physician groups and long-term care organizations with contracts, leases, financing and regulatory and compliance issues. Additionally, Fred has over 25 years of experience dealing with the unique tax, business and estate planning issues impacting the professional athlete. He currently represents over 75 professional athletes. Fred also assists clients with complex tax-deferred like-kind and reverse like-kind real estate exchanges, as well as real estate developers with structuring transactions to minimize the overall project tax burden. Practice Areas: Taxation Business and Commercial Transactions Healthcare Estate Planning Professional Associations: Ohio Bar Association Kentucky Bar Association Kentucky Society of Certified Public Accountants United States Tax Court Federal District Court - Eastern District of Kentucky Education: Salmon P. Chase College of Law, Northern Kentucky University (J.D., 1990) Eastern Kentucky University (B.A., Business Administration and Accounting, 1985)

Email: jcarroll@keithlawyers.com | Direct Line: 859.292.2472 | Fax: 859.261.6882 | Main Line: 859.261.6800 Joe joined Keith & Associates in 2007. His practice focuses on business and business transactions, healthcare, taxation, estate planning and probate administration. Joe’s clients consist of high net worth individuals, professional athletes, closely held businesses and organizations in the long-term care industry. His experience in law, accounting and finance allows him to efficiently advise closely held businesses on issues involving business formation, entity selection, purchases and sales of businesses, buy-sell agreements, recapitalization and contract negotiations. Joe also assists physicians, medical groups and other associations with contracts, financing, leases and regulatory issues. In Joe’s taxation practice, he advises individuals and businesses on various local, state and federal tax issues. In Joe’s estate planning practice, he advises clients on the use of wills and trusts for tax and non-tax purposes, asset protection and charitable gifts. While in law school, Joe was the general law issue editor of the Northern Kentucky Law Review. Prior to law school, he worked in the treasury department of a large regional bank in Cincinnati, Ohio. Practice Areas: Business and Business Transactions Healthcare/Long-Term Care Taxation, including Tax Planning and Preparation for Individuals, Businesses, Trusts and Estates Estate Planning and Probate Administration Professional Credentials: Admitted to Ohio Bar Education: Salmon P. Chase College of Law, Northern Kentucky University (J.D., 2007) Miami University (B.S., Accounting and Finance, 2002)

Email: amiller@keithlawyers.com | Direct Line: 859.292.2473 | Fax: 859.261.6882 | Main Line: 859.261.6800 Ann is a licensed attorney and title agent in Ohio and Kentucky. She concentrates her practice on providing a wide array of business, real estate, contract, lease and commercial transaction services for businesses, developers, lenders, business owners and individuals. Her practice includes advising, negotiating, structuring and documenting transactions. She represents clients in a broad range of business transactions, real estate, acquisition and disposition, leasing, sales, property development and commercial finance matters. Ann is regularly involved in every aspect of the acquisition, sale, and leasing of all types of real estate – from industrial facilities, shopping centers, offices, and commercial buildings to multi-family housing projects, commercial and residential condominiums, and residential subdivisions. Ann has helped clients acquire thousands of units of multifamily housing, sell large real estate holdings, and develop office, retail, commercial and rental properties in downtown and suburban markets. She also has a depth of experience in obtaining development loans and approvals for the construction of new projects, as well as addressing construction, leasing, financing, title and other issues for landowners, lenders and developers. Ann and the firm represent a number of owners of skilled care facilities and the major skilled care facility operators in the State of Ohio. During 2017 we assisted our clients in the acquisition and financing of over $154,000,000 in skilled care nursing facilities representing over 2,400 skilled care beds. She provides a full range of title insurance services as well as review of complicated exception documents, surveys, easements, covenants and other land related matters. She has issued title insurance policies in excess of $100 million as well as policies for home purchases. She specializes in resolving title matters so that the financing and purchase of properties are on time and without issues. In 2017, Ann issued over $200,000,000 in title insurance policies. With the experience and ingenuity, Ann can structure creative entity structures and agreements to meet the ever-changing needs of our clients in the entity-structuring process, including the formation and governance of real estate joint ventures such as limited liability companies and partnerships. Ann works closely with our tax lawyers to ensure that all structuring issues are addressed and resolved seamlessly as part of the overall real estate transaction. Practice Areas: Business and Commercial Transactions Real Estate and Financing/Lending Healthcare/Long-Term Care Professional Credentials: Admitted to Ohio Bar, Kentucky Bar and U.S. Sixth Circuit Federal Bar Licensed Ohio Title Insurance Agent and a Kentucky Title Insurance Agent Member of Ohio State Bar Association, Cincinnati Bar Association and Ohio Land Title Association Member of Georgetown University and University of Dayton School of Law Alumni Associations Education: University of Dayton School of Law (J.D., Summa Cum Laude, 1984) Georgetown University (B.S., Foreign Service, Cum Laude, 1979)

Email: hwasco@keithlawyers.com | Direct Line: 859.292.2467 | Fax: 859.261.6882 | Main Line: 859.261.6800 Heather joined Keith & Associates, PLLC in 2014. She focuses her practice on estate planning, probate administration and business transactions. Her practice includes the representation of corporations, closely held businesses, estates and individuals. Heather has experience with complex probate administration and estate planning. Heather has also handled many business transactions and the formation of business entities. Practice Areas: Estate Planning Probate Administration Business and Business Transactions Taxation, including Tax Planning and Preparation for Individuals, Businesses, Trusts and Estates Professional Credentials: Admitted to Ohio Bar Admitted to Kentucky Bar Education: University of Cincinnati College of Law (J.D., 2001) Hanover College (B.A., Business Administration, 1998)

Email: preagan@keithlawyers.com I Direct Line: 859.292.2474 I Fax: 859.261.6882 I Main Line: 859.261.6800 Patrick joined Keith & Associates, PLLC in 2022 and focuses his practices on real estate and related commercial, contract, lease, and transactional services for businesses, developers, business owners, and individuals. His practice includes advising, negotiating, structuring, and documenting transactions. Patrick received his Juris Doctor magna cum laude from the University of Cincinnati College of Law. While in law school, he was an articles editor for the University of Cincinnati Law Review and a research assistant for Professors Ronna Greff Schneider. As a research assistant, Patrick edited portions of Professors Schneider’s treatise, Education Law: First Amendment, Due Process, and Discrimination Litigation, pertaining to race, gender, sexual orientation, desegregation, U.S. Department of Education administrative actions, and racial gerrymandering. Prior to joining Keith & Associates, Patrick practiced law at a large law firm in Northern Kentucky. In law school, Patrick participated in externships with the Honorable Lisa Allen, Hamilton County Court of Common Pleas, and the Honor able William O. Bertelsman, United States District Court for the Eastern District of Kentucky. Patrick graduated magna cum laude from Northern Kentucky University with a BA/BS in Economics and International Studies. During college, he spent a semester at l’Université de Caen-Basse Normandie in Caen, France, where he studied French and obtained a European Union recognized certification in French fluency. Patrick is a lifelong resident of Cincinnati, Ohio, and currently lives in the historic Over-the-Rhine neighborhood. Practice Areas: Real Estate Business and Commercial Transactions Education: J.D., University of Cincinnati College of Law (magna cum laude, 2019) B.C./B.A./, Northern Kentucky University (magna cum laude, 2016) DUEF, l’Université de Caen-Basse Normandie (2015) Admissions: Ohio Kentucky Community Involvement: Member, Equality Cincinnati PAC Vice Chair, Cincinnati Bar Association LGBTQ+ Interest Section Board Member, Ohio Justice & Policy Center

Email: lcollins@keithlawyers.com | Direct Line: 859.292.2469 | Fax: 859.261.6882 | Main Line: 859.261.6800 Leslie joined Keith & Associates, PLLC in 2019. After training in the U.S. Army, Kentucky National Guard, Leslie pursued her education in accounting. Her 10+ years of accounting and tax experience make her an excellent accounting department manager. Leslie handles client bookkeeping, tax preparation, PPP loans, client payroll and other accounting services for a variety of clientele. Education Western Governor’s University (Master’s Accountancy, 2018) Western Governor’s University (B.S., 2017)

Email: rruiz@keithlawyers.com | Fax: 859.261.6882 | Main Line: 859.261.6800 Ryan joined Keith & Associates, PLLC in 2020. A recent graduate from Northern Kentucky University with a Masters of Accountancy, he is experienced in tax preparation and general accounting. He works closely with our other accountants and handles client payroll, account reconciliations, sales and income tax preparation, quarterly filings and other accounting services. Education Northern Kentucky University (Master’s of Accountancy, 2020) Northern Kentucky University (Bachelor's of Accounting, 2019)

Email: dzdolshek@keithlawyers.com | Direct Line: 859.292.2461 | Fax: 859.261.6882 | Main Line: 859.261.6800 Dana joined Keith & Associates, PLLC in 2021. She currently attends Salmon P. Chase College of Law. She assists our attorneys in a variety of areas, including business formation and development, 1031 real estate like-kind exchanges, legal contracts, income tax processing, estate planning and more, in addition to in-house administrative duties. Education: University of Cincinnati (B.A., 2019) Salmon P. Chase College of Law (Juris Doctorate, 2024)

Email: sgoodpaster@keithlawyers.com | Direct: 859.292.2475 | Fax: 859.261.6882 | Main Line: 859.261.6800 Suzanne joined Keith & Associates, PLLC in 2018. Suzanne’s experience in income tax processing, real estate and clerical and administrative duties make her a well-suited addition to our team. She assists our attorneys in many areas, including deed preparation, 1031 real estate like-kind exchanges, legal contracts, business formation and development, client bill pay and more, in addition to in-house administrative tasks. Education University of Kentucky (B.A., Communications, 2006)